Types of Workers’ Compensation Benefits Available in PA
May 14, 2019
All Pennsylvania employers are required to carry Workers’ Compensation insurance. The system is designed to protect both employers and employees in the event of a workplace accident. Workers’ Compensation benefits cover costs associated with a workplace injury, including medical expenses and lost wages.
Each state has its own rules and regulations regarding Workers’ Compensation. Additionally, the amount of compensation that may be awarded can vary widely depending on the nature and extent of the worker’s injuries. For these reasons and more, it is wise to seek the help a seasoned Workers’ Compensation lawyer who understands the laws in your state. Your attorney can help ensure you receive the maximum amount possible of the following benefits:
All reasonable medical expenses stemming from a work-related injury, including diagnosis and treatment, are covered under Workers’ Compensation. In Pennsylvania, an injured worker must visit a doctor preapproved by the employer for the first 90 days after the injury. Doctors’ visits, prescriptions, surgery and related medical equipment (such as a walker or cane) are all covered. Therapy required for the injured worker’s recovery is also covered. The injured worker is not required to pay any out-of-pocket expenses or co-pays.
Temporary Total Disability Benefits
Workers who miss more than seven days of work because of a job-related injury or illness may be eligible for wage loss benefits in the form of Temporary Total Disability. Compensation typically amounts to two-thirds of the worker’s average weekly wages, up to a certain cap. These benefits will continue as long as the worker is unable to work or until it’s determined that he has recovered from his or her injuries
Partial Disability Benefits
Partial Disability benefits are for those who were hurt on the job, but their injuries are such that they are still able to work at a limited capacity. Partial disability benefits are calculated at two thirds of the difference between the pre-injury earnings and current earnings. They are payable for a maximum of 500 weeks.
Specific Loss Benefits
Specific Loss Benefits cover those who lost a body part (or use of a body part) or suffered loss of hearing or sight as a result of a workplace accident. Benefits are calculated according to a “schedule of specific losses” that designates a number of compensable weeks per body part.
If a worker is fatally injured in a workplace accident or died due to complications related to a work injury or illness, their dependents and spouse may be eligible for death benefits that cover a portion of the workers’ wages and up to $7,000 in funeral costs. Spouses generally receive these benefits for life or until they remarry. Dependent children are also entitled to death benefits.
Philadelphia Workers’ Compensation Lawyers at Galfand Berger LLP Help Those Injured at Work Obtain the Benefits They Deserve
Many employees are unsure about their right to Workers’ Compensation benefits, thus putting them at risk of recovering less than they deserve. If you have suffered an injury or illness at work, contact the Philadelphia Workers’ Compensation lawyers at Galfand Berger LLP today to protect your rights. Our experience lawyers will answer any questions you have and help you obtain the maximum benefits to which you are entitled. Call us today at 800-222-USWA (8792) or contact us online for a free consultation. We have several offices to assist clients in Philadelphia, Reading, Bethlehem, Allentown, Harrisburg, and across Pennsylvania, and New Jersey.