Old City Workers’ Compensation Lawyers

Workplace accidents are a leading cause of injuries and illnesses. These incidents can result in long recovery periods, ongoing medical treatment, and lost wages. Workers’ Compensation insurance provides financial and medical benefits to injured employees.

The Old City Workers’ Compensation lawyers at Galfand Berger LLP have helped numerous injured workers obtain the benefits they need for over 75 years. Our experienced legal team can guide you through the complex claims process.

What Types of Workers’ Compensation Benefits Are Available?

Most Pennsylvania employers are required to carry Workers’ Compensation insurance to cover employees who suffer work-related injuries. The Pennsylvania Workers’ Compensation system provides several benefits, including:

Medical Benefits: Coverage for emergency care, hospitalization, surgeries, medications, doctor’s visits, physical therapy, and necessary medical equipment.
Lost Wages: Compensation for lost income if your injury prevents you from working. This includes temporary total disability (TTD) if you cannot work at all and temporary partial disability (TPD) if you return to work at a reduced capacity with lower earnings.
Specific Loss Benefits: Compensation for the loss of a body part, permanent disfigurement, or loss of function.
Death Benefits: Funeral expenses and financial support for surviving family members when a worker dies due to a job-related injury or illness.

What Are Common Types of Work-Related Accidents?

Workplace accidents can happen in any industry, including offices, construction sites, and warehouses. Common workplace accidents include:

Collisions involving vehicles and motorized equipment.
Malfunctioning equipment or lack of proper training.
Exposure to hazardous chemicals and toxic substances.
Falls from heights, including scaffolding and ladders.
Injuries from falling objects.
Fires and explosions.
Repetitive stress injuries and overexertion.
Slip and fall accidents.

Can I Choose My Own Doctor for a Work-Related Injury?

Under the Pennsylvania Workers’ Compensation Act, injured employees must see a doctor designated by their employer for the first 90 days of treatment. However, there are exceptions:

Emergency Situations: You can receive immediate care from any provider.
Referrals: If a designated provider refers you to a specialist, you can receive treatment elsewhere.
Second Opinion: If invasive surgery is recommended, you have the right to seek another medical opinion.
Employer Non-Compliance: If your employer does not provide you with a list of approved physicians, you are free to choose your own doctor.

After the initial 90-day period, you may seek treatment from any doctor of your choice.

What Is the Process for Filing a Workers’ Compensation Claim?

Pennsylvania law requires injured workers to report their injuries within 120 days to receive Workers’ Compensation benefits. Your employer will then notify the Workers’ Compensation insurance provider and provide you with the necessary claim forms.

The insurance company has 21 days to accept or deny your claim. If approved, you will receive benefits for medical expenses and lost wages. Following all medical recommendations and keeping detailed records is important to strengthen your case.

How Can Workers’ Compensation Claims Be Denied?

A Workers’ Compensation claim may be denied for various reasons, including:

Non-Work-Related Injuries: The injury must have occurred while performing job-related duties.
Intentional Misconduct: Claims may be denied if the injury resulted from self-harm or altercations with coworkers.
Impairment: If drugs or alcohol caused the injury, benefits may be denied.
Failure to Report on Time: Injuries must be reported within the required timeframe.
Insufficient Medical Evidence: Lack of documentation proving the injury was job-related.
Pre-Existing Conditions: Conditions unrelated to work or worsened by non-work-related activities.

Can I Appeal a Denied Workers’ Compensation Claim?

Yes, if your claim is denied, you have three years from the date of injury to file a Claim Petition with the Pennsylvania Bureau of Workers’ Compensation. The petition process includes multiple hearings where a judge reviews the evidence and makes a decision. If successful, you will receive the compensation you are entitled to.

The petition process can be complicated, but an experienced Workers’ Compensation lawyer can help by gathering necessary evidence, filing paperwork, and representing you in hearings.

Do I Need a Lawyer for a Workers’ Compensation Claim?

Navigating the Workers’ Compensation system can be overwhelming, especially when facing medical bills and lost wages. A knowledgeable Workers’ Compensation lawyer can:

Help you understand your rights and benefits.
Gather strong medical and legal evidence for your claim.
Ensure all paperwork is completed correctly and on time.
Represent you if your claim is denied.

What Should I Do After a Work-Related Accident?

If you are injured at work, take the following steps to protect your rights and strengthen your claim:

Report the injury to your supervisor or employer immediately.
Document the scene with photos of hazards, injuries, and workplace conditions.
Gather witness statements from coworkers who saw the accident.
Seek medical treatment as soon as possible.
Keep records of all medical visits, expenses, and communications with your employer.
Consult a Workers’ Compensation lawyer for assistance.